Senior Risk Analyst
Join Rapyd and Shape the Future of Fintech
At Rapyd, we're revolutionizing the payments industry by enabling businesses to accept and make payments globally, using any method, anywhere. Our extensive local payments network opens doors to new markets, giving businesses and consumers alike access to innovative products and services.
As a truly global company with a diverse team across London, Tel Aviv, Singapore, California, and Reykjavik, we thrive on innovation and collaboration. Supported by top-tier investors like Stripe, General Catalyst, and Tiger Global, we’re growing fast and looking for talented individuals to join our journey.
We are seeking a dedicated professional for a key role in our Risk function. You'll conduct proactive risk reviews for high-exposure and complex merchants, providing expert advice and enhancing our underwriting, fraud, and card scheme standards.
Be a part of our mission to build transformative technology and lead the future of fintech.
- Assess and manage merchant credit and fraud risk, with authority to approve or escalate high-risk cases as necessary.
- Coordinate with partners, Relationship Managers, and merchants to review facilities and ensure proper documentation.
- Evaluate high-risk merchants, recommend risk mitigation strategies, and liaise with external stakeholders.
- Support merchants with chargebacks and disputes, provide guidance to enhance risk performance.
- Engage with merchants and card schemes on risk management programs.
- Identify and escalate emerging risks, recommending stricter controls when needed.
- Collaborate with Business and Operations to train low-quality merchants, considering relationship exits if no improvement is observed.
- Provide feedback on merchant risk products, policies, and processes to drive continuous improvement.
- Oversee and ensure timely completion of actions from the Customer Approval and Portfolio Performance Committee.
- 5+ years of experience in fraud, and credit risk, experience with card scheme risk within the payments industry is an advantage.
- In-depth knowledge of credit risk and merchant underwriting.
- Strong financial analysis, communication, and collaboration skills.
- Effective decision-making and time management.
- High attention to detail.
- Proficient in Google Suite (Sheets, Docs, Slides).
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